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Âˇ Easy and fast online application [link widoczny dla zalogowanych] The problems dont end there. No credit check car loans will also require a larger down payment than any other auto financier. The reasoning is that the lender does not know if the borrower will be able to pay back any of the auto loan at all – they could default before the first payment. That would force the lender to repossess the car right away. To repossessÂ a car is an expensive process. Speaking of long term finances handling, a big downside to using payday loans all the time is the fact that the interest rates on these things are very, very high. Of course, if youre in a pinch, youre not going to be paying too much attention to the fine print, which is what loaning companies abuse and make people fall into much bigger debts because of their financial policies. A regular bank loan interest rate is about 15% while payday loans can have interests of 30% or even higher than that.

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