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Are you experiencing money problems? How much do you need? Do you really need to borrow? If you do, honestly appraise how much and try and keep it to a minimum. Teletrack acts like a check-and-balance peg for both lenders and borrowers. For lenders, it gives them a clue if youâre a high- or low-risk borrower. Teletrack is not only a black-and-white tool used to accept or decline loan applications; it can also be used within the varying shades of loan amount and payment terms that lenders are willing to offer based on your credit score.