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580 to 619 â While you arenât in the âBadâ category yet, you are teetering on the edge if your credit score falls in this range. 620 is the prime rate cut-off. If you're in the market for a personal loan, you can find the loan you need with the help of America One Unsecured. The process is quick and easy, and all you need to do is choose what type of personal loan you need and how much, and give us your contact information, along a few other items, including your estimated credit rating. Use our easy-to-use form and you'll get an answer fast. Bad Credit? No Problem!
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