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Are you going through tough times financially? Struggling to pay the bills due to an unforeseen emergency, or because you messed up and spent more money than you made last month? It's not important to Cash Loans America what brought you here. All we want to do is help you. By providing cash loans of up to $500 in less than one day, we give Americans the opportunity to make it through these difficult circumstances and move on with their lives. Discrete. The APR on a cash loan can range widely, generally being anywhere from 200 percent to 2,290 percent depending on exactly how it is calculated and other variables such as the loan duration, any fees incurred (nonpayment, late fees, etc. ) and loan renewal actions. You should be mindful of the fact that the APR range is not your finance charge; that will be disclosed by your lender at a later point in the loan request process.