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Typically, there are two types of loans - secured and unsecured. Mortgages and car loans are considered secured because if you default on the payments of your loans the lender can seize the asset to pay off your debt, namely by foreclosing on your house or repossessing your car. Unsecured loans, like personal loans or student loans, are considered unsecured because there is no asset to back up the debt. Because of this, secured loans are generally easier to get, and have better interest rates, then unsecured loans, especially for people with bad credit. [link widoczny dla zalogowanych] We provide you a financial assistance depending upon your necessity. The loan amount is decided by the lender depending upon your requirement and the paying capacity. Borrowers are also given with a sufficient time to return the loan amount. Bad credit score does not affect the loan amount.
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