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Botello recommends that subprime shoppers — those with a credit rating under 680 — get preapproved financing to avoid spot-delivery problems. Those consumers wondering if their dealership financing is final should ask to see a copy of the confirmation from the finance company. Also, be wary of signing any additional paperwork or "conditional" boxes in the contract. These might allow the dealer to rewrite the contract under different terms. It doesn't even have to be a negative experience anymore, if you get turned down. After all, it's certainly not personal, it's just numbers. You can move on to the next online payday loan provider and fill out their form, and continue to move on and on until you get the answer that you need an approval. Then a payday loan can be the solution you are looking for.
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