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R2,500 for new customers, and up to R8,000 for existing customers Also many investors have a misunderstanding of the effect of receiving a dividend from their fund. This may be caused intentionally by financial professionals who take advantage of the customerâs confusion. This practice, which is a violation of ethics rules and is called "selling dividends." For example, dividends are payed periodically, such as monthly or quarterly. Now assume that a fund declares a that a dividend will be paid to shareholders of record at the end of the month. It is a violation for a financial advisor to encourage a customer to buy the mutual fund in advance of the ex-dividend date, implying that receiving the dividend is a benefit to the investor. Q: What loan options do I have for student loans with cosigner with bad credit?