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Once your free money options are exhausted, your next best source for tuition money comes in the form of low-interest loans. Federal Direct Student Loans (formerly known as Stafford Loans), Perkins Loans and other non-credit based government loans provide undergraduates and graduate students with rates as low as 3.4% on money borrowed for education. [link widoczny dla zalogowanych] Seeking Professional Help Lenders Compete to Give You the Best Deal