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Quicken Loans has a non-refundable deposit that you are required to pay. Paying this allows Quicken Loans to lock your rate, set up an appraisal, process your application, and generally get serious about doing business with you. If your application gets denied then you are refunded the deposit less any fees they have incurred. [link widoczny dla zalogowanych] As a tribal lender Plain Green has not submitted to regulation by the states in which it operates. In general, each state has their own laws and regulators. This can make it very confusing and expensive for lenders as they must be in compliance with numerous and some times conflicting regulations. Native American tribes have a unique distinction in that they operate as separate entities and export their laws into other states. This simplifies compliance and at its best means tribal lenders can pass savings on to consumers but at its worst is gives room for lenders to do unscrupulous lending practices. It is for this reason that many states are challenging the right of tribes to export their laws. Plain Green appears to be a solid lender but we prefer state licensed lenders as there is an additional level of scrutiny. Plain Green is able to become state licensed but at this point is not. Bad Credit Unsecured Signature Loans
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