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4. Borrower must have proof of having the same residence for at least the last three months. Payday Loans Chicago At MyCashTime.com we value your business. We know there are many companies that offer cash advances, but we also know that all companies are not the same. While all cash advance providers are regulated by the State, thereâs a wide range of rates and fees cash advance providers can charge. So there can be substantial differences in how much a cash advance may cost. The type of debt is also considered when computing the credit history of an individual. Some types of debt are better than others when it comes to the payment history. This accounts for 30% for the score of an individual. There are three types of debt and these are revolving debt, instalment debt and open debt. Revolving debt is mostly made up of credit card debt, while instalment debts are those that have fixed payments over a certain period. An auto loan is a good example of an instalment debt. An open debt is not that usual. This type of debt has to be paid in full after each period.
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