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You can rescind the loan without cost or further obligation to us, if you return the loan amount provided on or before 5:00 PM the next business day following the Loan Funding date. For example, if you complete a loan at 4:00 PM on Thursday, you have until 5:00 PM on Friday to rescind the agreement. On October 1, 2007, new federal protections were provided for Service members and their families. Department of Defense regulations prohibit payday loan lenders from charging more than 36% annual interest to all Service members and their families. Easy to Qualify Contact your local consumer credit counseling service if you need help working out a debt repayment plan with creditors or developing a budget. Non-profit groups in every state offer credit guidance to consumers for no or low cost. You may want to check with your employer, credit union, or housing authority for no- or low-cost credit counseling programs, too.
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