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Debt limits â Even if payday loan is legal in your state, there might be limitations on the number of loans you can take out at a time [link widoczny dla zalogowanych] Close Once you are approved for a loan, we will put you in touch with local lenders right away. Should you find a loan offer that looks right and decide that you might like to take it, weâll redirect you to the appropriate lenderâs electronic signature page, where the lender will clearly disclose in writing the rates, fees and other terms associated with the loan theyâre offering. At that point, you can either agree to the offer or cancel your loan request.