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The maximum loan amount you can ask for with your firs application is $1,000, though if you meet all your payments on time you have the option borrowing more money in the future. [link widoczny dla zalogowanych] payday loan direct lender In 2010 the Federal Family Education Loan Program was discontinued, with all new loans being administered under the Direct Student Loan Program. All guaranteed student loans are now processed, and disbursed, directly through the U. S. Department of Education .