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- Your requested money will be automatically deposited to account bank. That means you can use money in any purpose you want quickly. Online Long Term Personal Loans I sent the credit union a check from my Capital One 360 checking account and it took almost two weeks for them to get it and process it. I then got a letter from the credit union stating that the loan was paid off. Then, the underwriters needed to see where the money to pay off the loan came from. So I needed to re-send the bank statements and such so that they could get confidence I had actually paid off the debt myself. - payday loan gets approved within 24 hours and the loan amount is transferred directly in the borrower's checking account by the next working day.
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