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If you need to borrow money that has a traditional credit check attached, you will need a cosigner. Before lending you money for college, banks, credit-unions and other lenders want to see a long positive credit history. If your credit record is limited or blemished, a cosigner with a better track record can help you get the cash you need. Our Trusted Advantage: Professional Advice. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. 2. Batteries and chargers: ensure that the battery you purchase comes with a wall charger plus a USB cable. You can plug it in at home or at work, making it more convenient.

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