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In one word: Yes. Bad credit loans are really easy to get. You will be able to collect your funds in your bank account the next day. These loans are riskier for lending institutions and are hence available at higher rate of interest. The loan is available only if the borrower has a good standing in terms of credit score, payment history and job status. Example; Personal loans, student loans, etc. Ensure that you choose a reputed lender which you can easily confirm by visiting some online comparison sites owned by brokers as they show the reviews and ratings of lenders by some of their previous borrowers. This will ensure that you have a smooth process borrowing and repaying the loans.
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In Canada, there have been legal cases against payday loan firms. On August 14, 2006, the Supreme Court of British Columbia issued its decision in a class action lawsuit against A OK Payday Loans. A OK charged its customers 21% interest, as well as an administration fee of $9.50 for every $50.00 borrowed. In addition a deferral fee of $25.00 for every $100.00 was charged if a customer wanted to delay payment. The judge ruled that the processing and deferral fees were interest, and that A OK was charging its customers a criminal rate of interest. The payout as a result of this decision is expected to be several million dollars. The British Columbia Court of Appeal unanimously affirmed this decision. This demonstrates that payday loan companies need to operate carefully as provincial governments are trying to crack down on them across the country. Plain Green Loans . Repayment Our lenders will provide you with a loan up to $1000. The amount loaned depends on the information that you provide. Plain Green Loans . payday loans range anywhere from $100 to $1,000 depending on your state of residence. The qualifications for a payday loan are typically less stringent than for conventional loans. In exchange for quick cash, Check Into Cash charges a small fee. This fee along with the original amount borrowed is due on your next payday.
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Show evidence of steady employment for a period of one to two years. Payday Loan Debt Collection Laws If you manage to pay your loans in a timely manner, your credit score will benefit from your efforts. Try to picture a cash advance loan as a way to strengthen a weak credit score. With a positive credit score, you may discover that interest rates on items such as mortgages and car loans decrease. However, failing to pay your lenders will rob you of creditability and inflict long-lasting damage on your credit score. Again, only take out loans that you know you will be capable of paying off in the near future.
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