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For bond funds, the average expense ratio was 0.61% last year. That's flat from a year ago but down from 0.75% a decade earlier. Money-market funds saw their average expense ratio fall to 0.17% last year from 0.18% in 2012 and 0.42% in 2003. personal loan due diligence Overall lending plunged 7.5 percent in 2009, the largest decline since 1942, according to the Federal Deposit Insurance Corp.
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