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Do Your Homework So what exactly are lenders looking for? Basically, they're searching for clues that your business will be able to repay the loan, plus interest, with metronomic regularity. Most financial institutions will expect the loan to be fully secured. either with business assets or personal collateral. Having some skin in the game, meaning you have your own equity invested in the business, strongly works in your favor. Due to a high level of ID theft checking your identity step is of great importance. Asset and Liability Statement: Your current, complete business asset and liability financial statements (your balance sheet).
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